Website Terms & Conditions of Use
ACCEPTANCE AND COMPLIANCE
This site http://www.insuredirect.co.nz ("website") is owned and operated by Inbroke Limited ("Insuredirect").
Your access to the Website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained
in this document and elsewhere on the Website (known collectively as "Conditions of Use"). Your use and/or continued access to the Website
constitutes your agreement to the Conditions of Use. Insuredirect reserves the right to amend the Conditions of Use at any time. The amended
Conditions of Use will be effective immediately. Since you will be bound by the amended Conditions of use, you should visit this page
periodically to review the Conditions of Use.
RESTRICTIONS ON USE
You must not use the Website in any manner or for any purpose which is:
- unlawful or in any manner which violates any right of Insuredirect or any other company within the Inbroke Group of Companies; or
- prohibited by the Conditions of Use. The Website is available only to, and may only be used by, individuals who can form legally
binding contracts under the law applicable to them.
All information, text, material, graphics and advertisements on the Website ("Content") are the copyright of Insuredirect
(Copyright © 2012), its suppliers and/or licensors unless indicated otherwise on the Website. The Content is protected by New Zealand
and international copyright law. Unauthorised use of the Content may violate these laws. You may download and view the Content for your
personal, non-commercial use provided that all Content is intact and in the same form as presented on the Website (including all copyright,
trademark and other proprietary notices). Except as expressly provided above, nothing contained in this document shall be construed as
conferring any license or right under any copyright of Insuredirect.
All names, logos and trademarks owned by or licensed to Insuredirect are set off from the surrounding text, and appear in
italics or all capital letters. All other trademarks displayed on the Website are trade marks of their respective owners. Such third party
trademarks are used only to identify the products and services of their respective owners, and no sponsorship or endorsement on the part
of Insuredirect should be inferred from the use of these trademarks. Nothing contained in the Website should be construed as granting
any license or right of use of any trademark displayed on the Website without the express written permission of Insuredirect or relevant
third party owner.
DISCLAIMER AND LIMITATION OF LIABILITY
This website has been developed as a service of Insuredirect. Like any other service, and in
spite of our best efforts to keep the Content current, the Content may become out of date from time to time. Nothing on this Website should
be construed as the giving of advice or the making of a recommendation and it should not be relied on as the basis for any decision or action.
Insuredirect makes no representation about the accuracy, reliability, completeness or timelines of the Content. The Content may contain
inaccuracies or typographical errors. The use of the Website and Content is at your own risk. The Website and Content are provided on an AS
IS basis without any warranties of any kind. Insuredirect, to the fullest extent permitted by law, disclaims all warranties. Insuredirect does
not warrant that the Website will operate error free or that this Website or its services are free of computer viruses.
Under no circumstances (including but not limited to an act or omission on the part of Insuredirect) will Insuredirect or any other company
within the Inbroke Group of Companies be liable for any indirect, incidental, special and/or consequential damage or loss of profits which
result from any use or access of, or any inability to use or access, the Website or any Content.
To the fullest extent permitted by law, Insuredirect's liability for breach of any Prescribed Right which cannot be excluded is limited at
the option of Insuredirect to the following:
- In the case of services supplied or offered by Insuredirect, (a) the supply of the services again, or (b) the payment of the cost of
having services supplied again; and
- In the case of goods supplied or offered by Insuredirect, (a) the replacement of the goods or the supply of equivalent goods, or (b) the
payment of the cost of replacing the goods or acquiring equivalent goods.
This Website contains hyperlinks and other pointers to internet websites operated by third parties ("Linked Sites"). The
Linked Sites are not under the control of Insuredirect and Insuredirect is not responsible for the contents of any Linked Site or any
hyperlink contained in a Linked Site. The links are provided solely for your convenience and do not indicate expressly or impliedly, any
endorsement by Insuredirect for the Linked Site or the products or services provided at those sites. You link to any such Linked Site entirely
at your own risk. We exercise no control over the quality, safety or legality of the products or services advertised or sold and statement made
through any Linked Sites. The material on any Linked Site, including product information and prices, are the responsibility of the operator of
the Linked Site.
Any information contained on a Linked Site is subject to change without notice by the operator of that Website. Insuredirect
is not liable for the prices or price changes, including where the price changes have not been reflected on the relevant site. Any purchases
or dealings you have with a Linked Site are done at your own risk. Insuredirect is not a party to any transaction between you and a Linked Site.
INTERNET SERVICE PROVIDERS
If you are an internet service provider and/or access provider, you must not use the Website in any manner or for any purpose which is:
- unlawful or in any manner which infringes any right of Insuredirect or any company within the Insuredirect Group of Companies; or
- prohibited by the Conditions of Use.
The Conditions of Use are effective until terminated by Insuredirect. Insuredirect may terminate this agreement and your
access to the Website at any time without notice. In the event of termination, you are no longer authorised to access the Website. All
restrictions imposed on you, disclaimers and limitations or liability set out in the Conditions of Use will survive termination.
The Conditions of Use are governed by and construed in accordance with the laws of New Zealand. You irrevocably and
unconditionally submit to the non-exclusive jurisdiction of the courts of New Zealand.
If any provision of the Conditions of Use is found to be invalid or unforceable by a court of law, such invalidity
or unenforceability will not affect the remainder of the Conditions of Use which will continue in full force and effect. All rights not
expressly granted are reserved.