Our plans mean being considered hard to insure is a thing of the past.

Modified Cars

Fitting mag wheels or a full body kit can make insuring your dream machine a nightmare with some insurers. Not with us.

Thinking about modifying your car? Check out these online resources first:

• NZTA website www.nzta.govt.nz/vehicles/warrants-and-certificates/modifying-your-vehicle/

• Low Volume Vehicle Technical Association website www.lvvta.org.nz/

• NZ Government rules on modifying a vehicle https://www.govt.nz/browse/transport/keeping-a-vehicle-on-the-road/modifying-a-vehicle/

• Modifying cars for people with disabilities https://www.health.govt.nz/your-health/services-and-support/disability-services/types-disability-support/equipment-and-modifications-disabled-people/vehicle-modifications-disabled-people

Drivers under 25

If you hold a Learners or Restricted licence then you've come to the right place. We're all about young drivers.

Drivers with convictions

If you've had difficulty getting or have been denied car insurance due to a criminal conviction we can help you get back in the driving seat.

Full Licence holders

If you have a standard vehicle, a clean record and a full New Zealand Drivers Licence you should choose the Direct route.

Cover is subject to our underwriting criteria