1. Acceptance and Compliance
This site http://www.Insure Direct.co.nz ("website") is owned and operated by Insurance Underwriters (NZ) Limited T/A Insure Direct. Your access to the Website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on the Website (known collectively as "Conditions of Use"). Your use and/or continued access to the Website constitutes your agreement to the Conditions of Use. Insure Direct reserves the right to amend the Conditions of Use at any time. The amended Conditions of Use will be effective immediately. Since you will be bound by the amended Conditions of use, you should visit this page periodically to review the Conditions of Use
2. Restrictions on Use
You must not use the Website in any manner or for any purpose which is:
Unlawful or in any manner which violates any right of Insure Direct or any other company within Insurance Underwriters (NZ) Ltd; or
Prohibited by the Conditions of Use. The Website is available only to, and may only be used by, individuals who can form legally binding contracts under the law applicable to them.
All information, text, material, graphics and advertisements on the Website ("Content") are the copyright of Insure Direct (Copyright © 2012), its suppliers and/or licensors unless indicated otherwise on the Website. The Content is protected by New Zealand and international copyright law. Unauthorised use of the Content may violate these laws. You may download and view the Content for your personal, non-commercial use provided that all Content is intact and in the same form as presented on the Website (including all copyright, trademark and other proprietary notices). Except as expressly provided above, nothing contained in this document shall be construed as conferring any license or right under any copyright of Insure Direct.
All names, logos and trademarks owned by or licensed to Insure Direct are set off from the surrounding text, and appear in italics or all capital letters. All other trademarks displayed on the Website are trade marks of their respective owners. Such third party trademarks are used only to identify the products and services of their respective owners, and no sponsorship or endorsement on the part of Insure Direct should be inferred from the use of these trademarks. Nothing contained in the Website should be construed as granting any license or right of use of any trademark displayed on the Website without the express written permission of Insure Direct or relevant third party owner.
5. Disclaimer and limitation of liability
This website has been developed as a service of Insure Direct. Like any other service, and in spite of our best efforts to keep the Content current, the Content may become out of date from time to time. Nothing on this Website should be construed as the giving of advice or the making of a recommendation and it should not be relied on as the basis for any decision or action. Insure Direct makes no representation about the accuracy, reliability, completeness or timelines of the Content. The Content may contain inaccuracies or typographical errors. The use of the Website and Content is at your own risk. The Website and Content are provided on an AS IS basis without any warranties of any kind. Insure Direct, to the fullest extent permitted by law, disclaims all warranties. Insure Direct does not warrant that the Website will operate error free or that this Website or its services are free of computer viruses.
Under no circumstances (including but not limited to an act or omission on the part of Insure Direct) will Insure Direct or any other company within the Insurance Underwriters (NZ) Limited be liable for any indirect, incidental, special and/or consequential damage or loss of profits which result from any use or access of, or any inability to use or access, the Website or any Content. To the fullest extent permitted by law, Insure Direct's liability for breach of any Prescribed Right which cannot be excluded is limited at the option of Insure Direct to the following:
In the case of services supplied or offered by Insure Direct, (a) the supply of the services again, or (b) the payment of the cost of having services supplied again; and
In the case of goods supplied or offered by Insure Direct, (a) the replacement of the goods or the supply of equivalent goods, or (b) the payment of the cost of replacing the goods or acquiring equivalent goods.
This Website contains hyperlinks and other pointers to internet websites operated by third parties ("Linked Sites"). The Linked Sites are not under the control of Insure Direct and Insure Direct is not responsible for the contents of any Linked Site or any hyperlink contained in a Linked Site. The links are provided solely for your convenience and do not indicate expressly or impliedly, any endorsement by Insure Direct for the Linked Site or the products or services provided at those sites. You link to any such Linked Site entirely at your own risk. We exercise no control over the quality, safety or legality of the products or services advertised or sold and statement made through any Linked Sites. The material on any Linked Site, including product information and prices, are the responsibility of the operator of the Linked Site.
Any information contained on a Linked Site is subject to change without notice by the operator of that Website. Insure Direct is not liable for the prices or price changes, including where the price changes have not been reflected on the relevant site. Any purchases or dealings you have with a Linked Site are done at your own risk. Insure Direct is not a party to any transaction between you and a Linked Site.
If you are an internet service provider and/or access provider, you must not use the Website in any manner or for any purpose which is:
Unlawful or in any manner which infringes any right of Insure Direct or any company within the Insure Direct Group of Companies; or
Prohibited by the Conditions of Use.
The Conditions of Use are effective until terminated by Insure Direct. Insure Direct may terminate this agreement and your access to the Website at any time without notice. In the event of termination, you are no longer authorised to access the Website. All restrictions imposed on you, disclaimers and limitations or liability set out in the Conditions of Use will survive termination.
9. Governing law
The Conditions of Use are governed by and construed in accordance with the laws of New Zealand. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New Zealand.
If any provision of the Conditions of Use is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the Conditions of Use which will continue in full force and effect. All rights not expressly granted are reserved.